With many of us feeling the pinch this winter, what better time to save money and have some fun by making your own Christmas presents.  The personal touch makes your gift even more special as your loved one knows the effort you have gone to.  If the thought of being creative sends you running for the hills, we promise these ideas are simple enough for even those who have craft phobia !

LOVE JAR - Show your affection by creating handwritten personal quotes on coloured folded paper and put them into a jar or box so that your loved one can pick out heartwarming messages.

PHOTOS - Find your favourite photo of a loved one and create a photobook or frame that will be cherished forever.

PAMPER TIME - A small bottle of wine, a bar of chocolate and a bath bomb - what more could your loved one want for a chilled night out.

CAKE BOX - It's Christmas so calories don't count! Make a box of festive cupcakes, brownies or muffins for an indulgent and delicious present.

PERSONALISED CANDLES - Decorate a candle using Paint Markers with a festive or meaningful message, or you could tape a family picture to the outside.

CALENDARS - There are many personalised photo calendar templates online that come with easy to follow instructions so you can share your favourite memories all year round.